Courtesy and Respect
At Hidden Meadow Lending, the customer is our priority! Our team is dedicated to treating each customer with the utmost respect and courtesy. Whether you are a past, current, or future customer, never hesitate to reach out to us with questions or concerns.
Full Disclosure of Fees
Hidden Meadow Lending is committed to ensuring our customers clearly understand our installment loan rates and terms.
Right to Cancel
It's your right to cancel your loan, no strings attached. Our guidelines simply require that you cancel within 24 hours after the cash Disbursement Date and we will set up a draft to reverse the loan proceeds.
We verify applicant and credit information through national databases including, but not limited to, Clarity, Factor Trust, and Microbilt.
Loan Applications processed and approved by 12:00 PM PT of any business day will be funded the same day; Loan Applications approved and processed after 12:00 PM PT will be funded by the next business day. Unavoidable delays that occur as a result of bank holidays, the processing schedule of your particular bank, inadvertent processing errors, “acts of God,” and/or “acts of terror” may extend the time for the deposit and may cause a change in the Disbursement Date as disclosed herein.
Hidden Meadow Lending is a Native American owned business operated by Iipay Nation of Santa Ysabel; a federally recognized sovereign Indian nation (the "Tribe") that adheres to federal consumer financial protection laws and operates within the boundaries of the Tribe's reservation. If you have a service-related concern, please contact our customer service team at: 844-691-4826. Hidden Meadow Lending is committed to promptly resolving customer issues.
Please note: This is an expensive form of borrowing. Hidden Meadow Lending installment loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long-term financial solution. Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses. The Annual Percentage Rate (“APR”) as applied to your loan will range from 630%-780% depending on your payment schedule, pay frequency, loan term, and the amount of your loan. Failure to repay your loan obligations when due may result in additional fees and collection activities as described in your loan agreement and as allowed by applicable Tribal and federal law. Credit products obtained through this website are not available to residents of all states and state availability may change from time to time without notice. Currently, residents of Alaska, Arkansas, Connecticut, District of Columbia, Illinois, Maine, Maryland, Massachusetts, Minnesota, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Pennsylvania, South Carolina, Vermont, Virginia, and West Virginia are not eligible to receive a loan from Hidden Meadow Lending.