Last Revised June 1, 2025
Facts
What does Hidden Meadow Lending do with your personal information?
Why?
Financial companies choose how they share your personal information. Consumers have the right to limit some but not all sharing. This notice tells you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information We collect and share depend on the product or service You have with Us. This information can include
- Social Security number and checking account information
- Payment history and income
- Employment information
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, We list the reasons financial companies can share their customers personal information; the reason Hidden Meadow Lending chooses to share; and whether You can limit this sharing.
| Reasons we can share your personal information | Does Hidden Meadow Lending share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | YES | No |
| For our marketing purposes to offer our products and services to you | YES | No |
| For joint marketing with other financial companies | YES | WE DO NOT SHARE |
| For our affiliates’ everyday business purposes–information about your transactions and experiences | YES | No |
| For our affiliates’ everyday business purposes–information about your creditworthiness | YES | YES |
| For our affiliates to market to you | YES | YES |
| For nonaffiliates to market to you | YES | YES |
To limit our sharing
- Call 844-691-4826 and our menu will prompt You through Your choices or
- Visit us on the web at www.hiddenmeadowlending.com
- Contact us via email at support@hiddenmeadowlending.com
If You are a new customer, We can begin sharing Your information 30 days from the date we sent this notice. When You are no longer our customer, We can share Your information as described in this notice. However, You can contact Us at any time to limit our sharing.
Questions?
Call 844-691-4826, or go to www.hiddenmeadowlending.com.
Who We Are
Who is providing this notice?
Hidden Meadow Lending business entity of the Iipay Nation of Santa Ysabel is providing this privacy policy.
What We Do
How does Hidden Meadow Lending protect my personal information?
To protect Your personal information from unauthorized access and use, we use security measures. These measures include computer safeguards and secured files and buildings.
How does Hidden Meadow Lending collect my personal information?
We collect your personal information, for example, when you
- Apply for a loan
- Give us your income information
- Tell us where to send the money
- Provide account information
- Provide employment information
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can't I limit all sharing?
Under applicable law, You have the right to limit only:
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include other business entities of the Tribe.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies. Non-Affiliates we share with can include service providers and data processors.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Hidden Meadow Lending does not jointly market.
See what you're approved for today
We verify applicant and credit information through national databases including, but not limited to, Clarity, Factor Trust, and Microbilt.
Loan Applications processed and approved by 12:00 PM PT of any business day will be funded the same day; Loan Applications approved and processed after 12:00 PM PT will be funded by the next business day. Unavoidable delays that occur as a result of bank holidays, the processing schedule of your particular bank, inadvertent processing errors, “acts of God,” and/or “acts of terror” may extend the time for the deposit and may cause a change in the Disbursement Date as disclosed herein.
Hidden Meadow Lending is a Native American owned business operated by Iipay Nation of Santa Ysabel; a federally recognized sovereign Indian nation (the "Tribe") that adheres to federal consumer financial protection laws and operates within the boundaries of the Tribe's reservation. If you have a service-related concern, please contact our customer service team at: 844-691-4826. Hidden Meadow Lending is committed to promptly resolving customer issues.
Please note: This is an expensive form of borrowing. Hidden Meadow Lending installment loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long-term financial solution. Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses. The Annual Percentage Rate (“APR”) as applied to your loan will range from 630%-780% depending on your payment schedule, pay frequency, loan term, and the amount of your loan. Failure to repay your loan obligations when due may result in additional fees and collection activities as described in your loan agreement and as allowed by applicable Tribal and federal law. Credit products obtained through this website are not available to residents of all states and state availability may change from time to time without notice. Currently, residents of Alaska, Arkansas, Connecticut, District of Columbia, Illinois, Maine, Maryland, Massachusetts, Minnesota, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Pennsylvania, South Carolina, Vermont, Virginia, and West Virginia are not eligible to receive a loan from Hidden Meadow Lending.
